Loans Rates Effective As Of 1/01/2024. Loan rates are with qualifying credit and subject to change without notice. For first mortgage rates, please contact our mortgage loan officer at 515-283-4195.
Apply for a loan now with DMMCU.
New & Used Vehicle
APR=Annual Percentage Rate
| Term | APR |
|---|---|
| 1-36 months | 5.49% |
| 37-63 months | 5.69% |
| 64-69 months | 5.99%* |
| 70-75 months | 5.99%** |
Payment example: $18.41 per month for every $1,000 borrowed at 5.69% APR for a 63-month term.
*Loan amount of $15,000 or greater.
** Loan amount of $25,000 or greater.
| Term | APR |
|---|---|
| 1 – 48 months | 5.99% |
| 49-63 months | 6.09% |
| 64-72 months | 6.29% |
Payment example: $18.59 per month for every $1,000 borrowed at 6.09% APR for a 63-month term.
| Term | APR |
|---|---|
| 1-36 months | 6.49% |
| 37-48 months | 6.49% |
| 49-60 months | 6.69% |
Payment example: $23.72 per month for every $1,000 borrowed at 6.49% APR for a 48-month term.
| Term | APR |
|---|---|
| 1-63 months | 6.99% |
| 64-69 months | 7.29%* |
| 70-75 months | 7.49%* |
Payment example: $19.02 per month for every $1,000 borrowed at 6.99% APR for a 63-month term.
*Minimum loan amount of $15,000
| Term | APR |
|---|---|
| 1-60 months | 7.79% |
Payment example: $20.19 per month for every $1,000 borrowed at 7.79% APR for a 60-month term.
|
New & Used Motorcycle/ATV/RV/Boat (2015 & older) |
| Term | APR |
| 24-35 months | 7.99% |
| 36-47 months | 8.29% |
| 48 months | 8.49% |
Payment example: $24.65 per month for every $1,000 borrowed at 8.49% APR for a 48-month term.
No Collateral Loans
APR=Annual Percentage Rate
| Term | APR |
|---|---|
| 12 months | 9.99% |
| 24 months | 10.99% |
| 36 months | 11.99% |
| 48 months | 12.99% |
Payment example: $26.83 per month for every $1,000 borrowed at 12.99% APR for a 48-month term.
Share Secured
APR=Annual Percentage Rate
| Term | APR |
|---|---|
| 12 months | 4.00% |
Payment example: $85.15 per month for every $1,000 borrowed at 3.00% APR for a 12-month term.
Home Equity
APR=Annual Percentage Rate
| Term | APR |
|---|---|
| 0 – 63 months | 6.49% |
| 64-87 months | 6.49% |
| 88-123 months | 6.79% |
Payment example: $11.32 per month for every $1,000 borrowed at 6.79% APR for a 123-month term.
| Term | APR |
|---|---|
| 64 months | 6.49% |
64-month balloon, fixed-rate home equity loan with maximum amortization period of 25 years. Payment example: 63 payments of $185.31 and final payment of $184.95 based on a $10,000 balance and 64-month term.
| Term | APR |
|---|---|
| 180 months | 8.25% |
The home equity rate, calculated every Jan. 1 and July 1., is based on the previous 6-month average of the 6-month T-Bill Auction Rate, plus an additional 3 percentage points with a minimum rate of 4.50% and a maximum rate of 13%.
[tab title=”MasterCard®”]
APR=Annual Percentage Rate
| Property | Description |
|---|---|
| Annual percentage rate (APR) for purchases, cash advances and balance transfers | 9.90% Platinum 11.50% Gold 13.50% Regular |
| How to avoid paying interest on purchases | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
| For credit card tips from the Federal Reserve | To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at: http://www.federalreserve.gov/creditcard |