| FACTS | WHAT DOES DES MOINES METRO CREDIT UNION (DMMCU) DO WITH YOUR PERSONAL INFORMATION? | |
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| WHY? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | |
| WHAT? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| HOW? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons DMMCU chooses to share; and whether you can limit this sharing. | |
| Reasons we can share your personal information | Does DMMCU share? | Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates’ everyday business purposes – Information about your transactions and experiences |
No | We don’t share |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No | We don’t share |
| For affiliates to market to you | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
| QUESTIONS? | Call 515-283-4195 or 1-877-715-9604 | |
| WHO WE ARE | ||
| Who is providing this notice? | Des Moines Metro Credit Union | |
| WHAT WE DO | ||
| How does DMMCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. DMMCU also maintains other physical, electronic and procedural safeguards to protect your information and we limit access to information to those employees for whom access is appropriate. |
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| How does DMMCU collect my personal information? | We collect your personal information, for example, when you
*The Controls & Alerts App periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings |
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| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State law and individual companies may give you additional rights to limit sharing. |
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| Definitions | ||
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.
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| Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
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| Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you.
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